We understand flying clubs – because we’re in them, too.
flying clubs insuranceAt AssuredPartners Aerospace, we’ve created a newly expanded and very flexible Flying Club Insurance Program. This is a program designed exclusively for flying club members, by flying club members. So, whether your club has three members – or three hundred – we now have a policy to fit your needs. And your club’s aircraft coverage needs, too – from Light Sports, to light twins, and more. Call us and let us help ensure your club has the right protection for both your members and the aircraft they fly.
Club Insurance, from folks who’ve been there.
Because we’re in Flying Clubs ourselves, your AssuredPartners Aerospace team knows the ins and outs of the requirements that make Club coverages unique. And we’ve used that knowledge to create better programs for you and your members. Here are just a few of the things that help make Flying Club insurance from AssuredPartners Aerospace right for your Club:
Liability limits up to $2 million per occurrence and passenger liability between $100,000 - $250,000.
Deductibles from $250 to $1,000, with zero deductibles for those members who complete our Accident Forgiveness program
Special rates for clubs between three and ten members, with flat rates available for clubs that grow beyond ten members
Club members as named insureds
Coverage for social and special events
Unlimited social members
Factors that can influence Flying Clubs’ insurance rates
There are several things that can influence Flying Club insurance rates – here are a few of the most important:
Make and model of aircraft your Club operates
Insurance coverage limits needed (aircraft hull value and liability limits).
Number of members per aircraft.
Ratings, experience, proficiency, and claim-experience of members.
Aircraft location (hangared or tied down).
Additional expanded coverage that may be needed to meet club requirements.
Insurance rates will also depend largely upon the type of pilot certificates held by a Club’s members as well as the amount of experience each member has in the type of aircraft being insured.
What insurance companies need to know about your Flying Club
When we create a custom policy for your Club, the insurance companies will ask a variety of questions regarding safety and control matters. Typically, these questions include:
• The type of airports where your Club operate (length, lights, sod or hard surface).
• The type of storage facility where your Club’s aircraft are kept.
• Extent of supervision over flight operations (especially regarding student pilots).
• Club maintenance programs.
• Club required currency requirements, refresher courses and check rides.
• Your Club’s, and its members’, accident history.
At AssuredPartners Aerospace, we view getting the right coverage for your Club as a partnership between us, your Club and the insurance carrier – who can also answer any questions you might have. And, always remember to respond completely and honestly to any questions they might have for you as well. To speak with an agent, please call us at 800-622-2672.
Types of Flying Club insurance:
Even though a Club may accept only the best pilots as members, it is still smart to have liability and hull insurance coverage for both the Club's and the individual members’ financial protection. When talking about Clubs, most insurance companies consider aircraft ownership by more than three persons to be a flying Club. This is important to know because as your Club grows, you will need a flexible insurance policy to grow with you. New Club programs, developed by AssuredPartners Aerospace, can accommodate clubs from three to a virtually unlimited number of pilots per plane.
Here are the types of coverages most used by Flying Club programs:
Liability Insurance. This coverage protects the Club and its individual members from the risk that they may be sued and held legally liable for a negligent action; including the property